I’m Helen Rutledge, a Level 2 Mortgage Agent with The Mortgage Coach. My approach is relationship-first, education-focused, and built around helping clients feel comfortable asking questions. Whether you are buying your first home, renewing, refinancing, or navigating a more complex mortgage situation, I’m here to explain your options clearly and support you from start to finish.
Buying a Home
Support with pre-approvals, purchase financing, down payment options, and understanding what you can comfortably afford.
Renewing Your Mortgage
Review your lender’s offer, compare options, and make sure your next term still fits your goals.
Refinancing & Debt Consolidation
Explore whether using home equity could help reduce pay
Buying a Home
Support with pre-approvals, purchase financing, down payment options, and understanding what you can comfortably afford.
Renewing Your Mortgage
Review your lender’s offer, compare options, and make sure your next term still fits your goals.
Refinancing & Debt Consolidation
Explore whether using home equity could help reduce payments, consolidate debt, or create more breathing room.
Home Equity & Reverse Mortgage Options
Understand options for accessing equity while protecting your long-term financial comfort.
Private Mortgage Solutions
For more complex situations where traditional lending may not fit, I can help review alternative options clearly and carefully.
Clear explanations
You will understand your options before making decisions.
No-pressure guidance
The goal is not just getting a mortgage — it is finding the right fit.
Support from start to finish
From first conversation to closing day, you will know what is happening and what comes next.
Relationship-first service
You are not just a file n
Clear explanations
You will understand your options before making decisions.
No-pressure guidance
The goal is not just getting a mortgage — it is finding the right fit.
Support from start to finish
From first conversation to closing day, you will know what is happening and what comes next.
Relationship-first service
You are not just a file number. Your goals, comfort level, and questions matter.
Mortgage Agent | Level 2 | Lic M21002892 The Mortgage Coach FSRA#13120 705•430•2417 helen@themortgagecoach.ca
Monday - Friday: 9am - 5pm
Saturday: By appointment
Sunday: Closed
